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Our Services
We Specialize In
Commercial Property, General Liability, Workers' Compensation, Commercial Auto, Business Owner Policies "BOP" and Personal Lines — all tailored for Appalachian businesses and families.
General Liability & Property
Protect your business from third-party claims and property damage with essential coverage that fits your budget.
- General Liability
- Commercial Property
- Products & Completed Ops
- Premises Liability
- Fire & Theft Coverage
- Equipment Coverage
Workers Compensation
Cover your employees for on-the-job injuries and illnesses. Required in most states and critical for any business with employees.
- Medical Expense Coverage
- Lost Wage Replacement
- Employer's Liability
- Return-to-Work Programs
- State Compliance
- High-Risk Industry Rates
Commercial Auto
Fleet and commercial vehicle coverage for contractors, tradesmen, and businesses that depend on their vehicles.
- Liability Coverage
- Collision & Comprehensive
- Uninsured Motorist
- Hired & Non-Owned Auto
- Fleet Programs
- Cargo Coverage
Business Owner's Policy (BOP)
Combines general liability and commercial property into one easy-to-manage, cost-effective policy for small businesses.
- Liability + Property Bundle
- Business Interruption
- Equipment Breakdown
- Data Breach Coverage
- Accounts Receivable
- Valuable Papers
Specialized & High-Risk
Custom-tailored policies for coal mines, contractors, and high-risk operations that need more than standard coverage.
- Coal Mine Insurance
- Contractor Liability
- Pollution Liability
- Surety Bonds
- Umbrella Policies
- Professional Liability
Personal Lines
Protecting families across the Tri-State area with home, auto, and life insurance tailored to your needs.
- Homeowners Insurance
- Auto Insurance
- Life Insurance
- Renters Insurance
- Umbrella Policies
- Flood Insurance
Not Sure What You Need?
Call us today and we'll walk you through your options. No pressure, just honest advice.
Call 606-269-1190